402 Camino Bandera San Clemente, CA 92673 -- MLS# OC21188895
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Property Description
Experience breathtaking ocean and golf course views from this spectacular property located in the Pacifica community of Talega. The residence is situated on a single loaded street facing the 10th fairway on a private 7, 389 sqft lot and 4372 square feet of meticulously maintained living space. This residence is an entertainer's dream with the perfect blend of indoor and outdoor living. The exceptional floor plan offers five bedrooms and five baths and custom upstairs office with built-ins and private balcony. The ultimate in elegance and class, this home features a gourmet kitchen with granite countertops, new tile backsplash and stainless steel KitchenAid appliances, including built-in refrigerator. Other fine amenities include gorgeous hardwood flooring, solar panel system with 22 panels, tankless water heater, plantation shutters, crown molding, custom built-ins, surround sound, mosaic tile entry, french doors, two fireplaces, new automatic shades in family room and living room, recessed lighting, retractable screen doors, new ceiling fans, built-in closet organizer, three car garage with epoxy flooring and new storage cabinets, new LED lighting, new exterior and interior paint, new carpet and more. Enjoy entertaining family and friends in private backyard with custom covered outdoor living area primed for year-round enjoyment and end your day soaking in custom hot tub. Brilliant ocean and golf course views from private balcony off custom office. This home is located minutes from the Talega Swim and Athletic Club with swimming pools, tennis courts and clubhouse.
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
- Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.

